I used to say why save money if I'll die tomorrow, I haven’t died yet and I have nothing to survive on

Money is a very dangerous thing, you have to get know how to look after it or else you will loose it with ease and remember how you would've it in hard times.

Money should be ones demand and not command, one should not become a slave of Money because we made money to help us trade and not to make us, we're already made even without money.

Being instinctively lazy, I see no point in working longer hours just to get out of debt !

Try to live with whatever you can afford and avoid putting yourself in an awkward position of thinking how you can afford what you have failed to afford, please free your life on earth.