I am Orafoura, but you can call me Jarod Kintz. I’m fairly proud to proclaim that Dora J. Arod has me on her short list of “World’s worst writers.” The list couldn’t get any shorter, because I’m the only name on it. I should tell her to stop calling it a list, and change the title to “World’s worst writer.” If you’re wondering why I rate all my work one star, it’s because the rating system doesn’t have a zero star option, or better yet, go into negative numbers.

...the ratings agencies' problem was in being unable or uninterested in appreciating the distinction between risk and uncertainty.