I had never before been a special fan of that great comedian Phyllis Diller, but she utterly won my heart this week by sending me an envelope that, when opened, contained a torn-off square of brown-bag paper of the kind suitable for latrine duty in an ill-run correctional facility. Duly unfurled, it carried a handwritten salutation reading as follows:Money's scarceTimes are hardHere's your f******I could not possibly improve on the sentiment, but I don't think it ought to depend on the current austerities. Isn't Christmas a moral and aesthetic nightmare whether or not the days are prosperous?