The whole world can be explained in just one sentence. ‘What is being discharged (visarjan) is old and what is being charged (sarjan) is new’. If someone is discharging bad behavior but at the same time, has learned from the ‘Gnani Purush’ [the enlightened one]; he would be charging a higher life form!
Whatever activity one sees in this world, it is discharge of previously charged karma. Man has nothing to do with it. He only does egoism here of, ‘I did samayik (introspective meditation).’ He creates a karmic account! He becomes entrapped! He takes enjoyment from tasting sweetness of subtle pride of doer-ship.
To run the worldly life, Egoism is not required. To bind [karma] for the next life, Egoism is required. If one doesn’t want the bondage for the next life, then also it is possible to conduct the worldly life without egoism. Entire worldly life is in the ‘discharge’ form. So it will continue to ‘discharge’ by itself.