When you are extravagant, you can result yourself facing alot of debt and not adjust to the pursuit of happiness.

We must consult our means rather than our wishes.

See money – currency - as the flow of energy and giving that cycles between you, others and me. Now let it flow kindly, fairly and mindfully.

A penny saved is worth two pennies earned . . . after taxes.

Every cent you own and every moment you spend is always an investment.

A Debt Problem Is, At Its Core, a Budgeting Problem.

It is difficult to create a budget for life when we all cash out the same. Corpses have no currency." -The Years Before My Suicide

Budgeting has only one rule: Do not go over budget.

Don't tell me what you value, show me your budget, and I'll tell you what you value.

Claiming "the budget can't allow it" reminds me of when you walk into a restaurant at a civilized hour like ten o'clock and they say "the kitchen is closed." For years I would hear this, and think, "damn, just a little too late, oh well, thank you, I guess it's Denny's ag

A budget tells us what we can't afford, but it doesn't keep us from buying it.

Now public business takes up so much of my time that I must get time a Sundays or a nights to look after my own matters.