Recognize those times when it's best to do nothing. The weeks and months following a significant loss, including death, divorce, or the incapacitation of a loved one, are fraught with emotions. We typically do not make our best decisions under circumstances such as these. **Avoid the inclination to immediately put your house on the market** cash in all your savings, and move to the south of France, or trust the first person who comes along who says he or she can give you all the help you need.