Trouble was, everyone always made talking out a problem sound like it was so simple and solved everything, but actually doing it, and securing the desired outcome without screwing up, seemed about as easy as rowing upriver with a teaspoon.

Kay was only half skinny-dipping, but she fervently wished she’d worn something a bit more substantial than a baseball cap and the bottom half of the quintessential teeny-weenie yellow polka-dot bikini.