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"Money is a by-product of time. Money is the time that is well converted. Therefore, time is the raw material from which money is made."

Sunday Adelaja , em How To Become Great Through Time Conversion: Are you wasting time, spending time or investing time?
life poverty wealth work humanity time gift value waste money purpose world calling great productivity greatness material results conversion convert produce product wealth-creation raw-material time-conversion products-of-time
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